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		<title>Why are people so unkind..?</title>
		<link>http://knowledgesource.com.au/why-are-people-so-unkind/</link>
		<comments>http://knowledgesource.com.au/why-are-people-so-unkind/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 23:23:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3724</guid>
		<description><![CDATA[If you are around my vintage, you&#8217;ll immediately recognise who made that statement. No, it wasn&#8217;t Gandhi, Martin Luther King or Mother Teresa. It was a guy called Kamahl. Famous for&#8230; I forget&#8230; It&#8217;s irrelevant anyway. But why am I telling you this? Kony 2012. I can&#8217;t believe how predictably ridiculous human psychology is. Three [...]]]></description>
			<content:encoded><![CDATA[<p>If you are around my vintage, you&#8217;ll immediately recognise who made that statement.</p>
<p>No, it wasn&#8217;t Gandhi, Martin Luther King or Mother Teresa.</p>
<p>It was a guy called Kamahl. Famous for&#8230;</p>
<p>I forget&#8230; It&#8217;s irrelevant anyway.</p>
<p>But why am I telling you this?</p>
<p>Kony 2012.</p>
<p>I can&#8217;t believe how predictably ridiculous human psychology is.</p>
<p>Three brave men, filled with passion, heart and soul sacrificed their sanity, their time and their lives working to bring this one single cause to the attention of the world.</p>
<p>For seven years they did this without realising how successful it could ever be.</p>
<p>Their audacious goal was for 500,000 views.</p>
<p>Yesterday, the video ticked over 90 MILLION views.</p>
<p>Whilst they received accolades for their efforts, they&#8217;ve also received a ridiculous amount of criticism.</p>
<p>Why are people so unkind? It simply comes down to human nature&#8230; hard-wired inside of us to find fault and to bring others down.</p>
<p>You and I will never change it. But how you react to it will change what appears in your world.</p>
<p>There is an old Cherokee tale tells of a grandfather teaching life principles to his grandson.</p>
<p>The wise old Cherokee said, &#8220;Son, on the inside of every person the battle is raging between two wolves. One wolf is evil. It&#8217;s angry, jealous, unforgiving, proud, and lazy. The other wolf is good. It is filled with love, kindness, humility, and encouragement. These two wolves are constantly fighting.&#8221;</p>
<p>The little boy thought about it and said, &#8220;Grandfather, which wolf is going to win?&#8221;</p>
<p>The grandfather smiled and said, &#8220;Which ever one you feed.&#8221;</p>
<p>Nice story, huh?</p>
<p>My suggestion to you is to nourish the good wolf inside of you and starve the jealous, angry and envious world that battles to win your attention&#8230; and too often does.</p>
<p>To help you win, let me offer you these free and brilliant resources&#8230;<br />
<a href="http://knowledgesource.com.au/pat"> http://knowledgesource.com.au/pat</a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Double-Dip Recession &#8211; Whatever happened to that?</title>
		<link>http://knowledgesource.com.au/double-dip-recession/</link>
		<comments>http://knowledgesource.com.au/double-dip-recession/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 23:26:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Share Market]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3711</guid>
		<description><![CDATA[What ever happened to the Armageddon-style Global Financial Crisis Mark II. You know the one… The double dip recession that we were meant to have. The end of America&#8230;. leading to the end Europe and the the euro zone. Which would bring China down and lead to the end of prosperity as we know it [...]]]></description>
			<content:encoded><![CDATA[<p>What ever happened to the Armageddon-style Global Financial Crisis Mark II.</p>
<p>You know the one… The double dip recession that we were meant to have.</p>
<p>The end of America&#8230;. leading to the end Europe and the the euro zone.</p>
<p>Which would bring China down and lead to the end of prosperity as we know it here at home in Australia.</p>
<p>I&#8217;m still waiting… But as yet, nothing.</p>
<p>Have the doomsayers got it wrong? Have the press over cooked the fear mongering? Is the world in a far better place than even most economist realise?</p>
<p>Speaking of economists, 14 out of 15 of them punted on the RBA lowering rates yesterday. They were wrong.</p>
<p>Keep reading to find out why&#8230;</p>
<p>I&#8217;m not an economist, so I&#8217;m not really qualified to answer any of the above questions, but l invest my hard earned money and have done OK over the years.</p>
<p>So let me have a crack at what I believe is going on and why, if your serious about making money in 2012, you need to pay attention.</p>
<p>For the last 6-12 months we have been lead to believe that the Euro zone would create an almighty thud and bring western civilization down with it.</p>
<p>First, Greece would go, then Spain, then Portugal, then France and eventually Germany.</p>
<p>But what happened instead, the world&#8217;s largest economy the Euro zone actually saw an increase of 10% in corporate profits in 2011.</p>
<p>Yes it had issues, lots of them&#8230;</p>
<p>But in a weird way, those weakness once sorted out, will become their strengths as the whole region becomes more fiscally responsible.</p>
<p>The euro will not go into recession. It will grow by a modest 2.0% GDP.</p>
<p>This is a miracle in itself if you believe all the bad news that is out there.</p>
<p>But what of Greece, today being yet another D-day on whether they will or won&#8217;t default.</p>
<p>Here is what will happen if they do default (unlikely). The equities markets will fall for a day or two and then reset for what is to be a great year for the stock markets globally…</p>
<p>Especially right here at home in Australia.</p>
<p>Most smart folks have factored-in a Greek default and if it comes, no one will be surprised or shocked.</p>
<p>Don’t get me wrong, the Europeans have lots of issues to address, but with the back drop of a stronger global economy lead by the US recovery and even stronger China, Asia and Latin America&#8230; It will have the time to sort out its issues.</p>
<p>Again, the RBA recognizes this and did not lower interest rates.</p>
<p>Speaking of the US, it will be a star performer in 2012.</p>
<p>The numbers are not out yet… but the old US of A is on the rise again.</p>
<p>It is showing stronger consumer confidence, consumer credit, stock levels at record lows, jobs improving and increasing.</p>
<p>… All of this leading to a great year for them.</p>
<p>Plus add to that huge piles of cash sitting on the sidelines, a slight change of market sentiment will see a flood of equity and broad global markets buying in.</p>
<p>So what about China? We keep reading and hearing how their growth can&#8217;t last and they are on the brink of a collapse of gigantic proportion.</p>
<p>The latest data showed an amazing 9.1% GDP growth in 2011 and true predictions are for a &#8220;slow-down&#8221; in 2012 to 8.9% (very funny).</p>
<p>Sorry. No slow down, no almighty crash and no double dip recession.</p>
<p>Consider that the Europeans will be fine and the US is in the early stages of recovery, the Chinese will benefit even more in a stable and robust global economy.</p>
<p>So what am I doing?</p>
<p>Well, I have been on the sideline with the equity markets for a long time, but now l am a buyer.</p>
<p>My prediction is that it will be a great year for our stock market right here in Australia and if you do a bit of research and homework, you could make a lot of money this year.</p>
<p>Don&#8217;t believe me..?</p>
<p>Well take a look at a chart of the stock market for the first month of the year&#8230;</p>
<p>It&#8217;s up 7%.</p>
<p>Haven you noticed?</p>
<p>The trend has already started; most investor will miss it and probably get in when it&#8217;s too late.</p>
<p>Don&#8217;t be that person.</p>
<p>So, what&#8217;s your view? Do you have one?</p>
<p>If you don&#8217;t, you&#8217;ll fall into the view of &#8220;general consensus&#8221; which in this country, is whatever the media reports.</p>
<p>I have to admit, l am not a big fan of the stock market but l like making money and getting on a trend when l see one.</p>
<p>Also, l keep in touch with the overall economy as a whole and the markets are a great place to see in an instant what the sentiment of investors is and where money is moving.</p>
<p>Add to that, l do a fair bit of real estate investing and recently have discovered a strategy that is going to create an insane amount of cash-flow.</p>
<p>In a funny way, the stock market is a leading indicator on the longevity of that cash-flow in the real estate market.</p>
<p>Hey, while I&#8217;ve got your attention&#8230;</p>
<p>If you would like to know exactly what my #1 real estate focus and strategy is 2012 then l suggest you attend Growth and Cashflow 1- Day training event with Dymphna Boholt.</p>
<p>Here&#8217;s how you do that:<br />
<a href="http://growthandcashflow.com/200tickets">http://growthandcashflow.com/200tickets</a></p>
<p>It&#8217;s a great event in general, lots of new information added and also a session on my killer money making strategy for 2012.</p>
<p>Which ever way you look at it, 2012 is going to be a fantastic year if take action.</p>
<p>Don&#8217;t be a spectator &#8211; get involved.</p>
<p>Here&#8217;s what important, you MUST do your homework, research, due diligence and get educated.</p>
<p>…only then can you make an educated decision on what is the best step for you moving forward. It&#8217;s time to take responsibility of your financial future.</p>
<p>Don&#8217;t leave it to anybody else, it&#8217;s your life, your money and your journey.</p>
<p>The media has got a lot to answer for, however those guys are only doing their job. But if you are influenced by them, you are robbing yourself of an empowered future.</p>
<p>Signed with Success,</p>
<p>Jon Giaan<br />
Knowledge Source</p>
<p>P.S. Look, I&#8217;m in on a lot of fronts. I won&#8217;t be buying the general index, I&#8217;ll be looking to pick the eyes out of it and look for individual stocks that I think will benefit from this new shift in sentiment.</p>
<p>P.P.S. What do you think is going to happen and rather than being negative, tell me about what you&#8217;re doing to either take advantage of this trend or protect yourself from the contrarian view that we&#8217;re going to see another major recession.</p>
<p>Post your response below.</p>
]]></content:encoded>
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		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>Double-Dip Recession &#8211; Whatever happened to that?</title>
		<link>http://knowledgesource.com.au/double-dip-recession-whatever-happened-to-that/</link>
		<comments>http://knowledgesource.com.au/double-dip-recession-whatever-happened-to-that/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 23:25:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Share Market]]></category>
		<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3726</guid>
		<description><![CDATA[What ever happened to the Armageddon-style Global Financial Crisis Mark II. You know the one&#8230; The double dip recession that we were meant to have. The end of America…. leading to the end Europe and the the euro zone. Which would bring China down and lead to the end of prosperity as we know it [...]]]></description>
			<content:encoded><![CDATA[<p>What ever happened to the Armageddon-style Global Financial Crisis Mark II.</p>
<p>You know the one&#8230; The double dip recession that we were meant to have.</p>
<p>The end of America…. leading to the end Europe and the the euro zone.</p>
<p>Which would bring China down and lead to the end of prosperity as we know it here at home in Australia.</p>
<p>I’m still waiting&#8230; But as yet, nothing.</p>
<p>Have the doomsayers got it wrong? Have the press over cooked the fear mongering? Is the world in a far better place than even most economist realise?</p>
<p>Speaking of economists, 14 out of 15 of them punted on the RBA lowering rates yesterday. They were wrong.</p>
<p>Keep reading to find out why…</p>
<p>I’m not an economist, so I’m not really qualified to answer any of the above questions, but l invest my hard earned money and have done OK over the years.</p>
<p>So let me have a crack at what I believe is going on and why, if your serious about making money in 2012, you need to pay attention.</p>
<p>For the last 6-12 months we have been lead to believe that the Euro zone would create an almighty thud and bring western civilisation down with it.</p>
<p>First, Greece would go, then Spain, then Portugal, then France and eventually Germany.</p>
<p>But what happened instead, the world’s largest economy the Euro zone actually saw an increase of 10% in corporate profits in 2011.</p>
<p>Yes it had issues, lots of them…</p>
<p>But in a weird way, those weakness once sorted out, will become their strengths as the whole region becomes more fiscally responsible.</p>
<p>The euro will not go into recession. It will grow by a modest 2.0% GDP.</p>
<p>This is a miracle in itself if you believe all the bad news that is out there.</p>
<p>But what of Greece, today being yet another D-day on whether they will or won’t default.</p>
<p>Here is what will happen if they do default (unlikely). The equities markets will fall for a day or two and then reset for what is to be a great year for the stock markets globally&#8230;</p>
<p>Especially right here at home in Australia.</p>
<p>Most smart folks have factored-in a Greek default and if it comes, no one will be surprised or shocked.</p>
<p>Don&#8217;t get me wrong, the Europeans have lots of issues to address, but with the back drop of a stronger global economy lead by the US recovery and even stronger China, Asia and Latin America… It will have the time to sort out its issues.</p>
<p>Again, the RBA recognises this and did not lower interest rates.</p>
<p>Speaking of the US, it will be a star performer in 2012.</p>
<p>The numbers are not out yet&#8230; but the old US of A is on the rise again.</p>
<p>It is showing stronger consumer confidence, consumer credit, stock levels at record lows, jobs improving and increasing.</p>
<p>&#8230; All of this leading to a great year for them.</p>
<p>Plus add to that huge piles of cash sitting on the sidelines, a slight change of market sentiment will see a flood of equity and broad global markets buying in.</p>
<p>So what about China? We keep reading and hearing how their growth can’t last and they are on the brink of a collapse of gigantic proportion.</p>
<p>The latest data showed an amazing 9.1% GDP growth in 2011 and true predictions are for a “slow-down” in 2012 to 8.9% (very funny).</p>
<p>Sorry. No slow down, no almighty crash and no double dip recession.</p>
<p>Consider that the Europeans will be fine and the US is in the early stages of recovery, the Chinese will benefit even more in a stable and robust global economy.</p>
<p>So what am I doing?</p>
<p>Well, I have been on the sideline with the equity markets for a long time, but now l am a buyer.</p>
<p>My prediction is that it will be a great year for our stock market right here in Australia and if you do a bit of research and homework, you could make a lot of money this year.</p>
<p>Don’t believe me..?</p>
<p>Well take a look at a chart of the stock market for the first month of the year…</p>
<p>It’s up 7%.</p>
<p>Haven you noticed?</p>
<p>The trend has already started; most investor will miss it and probably get in when it’s too late.</p>
<p>Don’t be that person.</p>
<p>So, what’s your view? Do you have one?</p>
<p>If you don’t, you’ll fall into the view of “general consensus” which in this country, is whatever the media reports.</p>
<p>I have to admit, l am not a big fan of the stock market but l like making money and getting on a trend when l see one.</p>
<p>Also, l keep in touch with the overall economy as a whole and the markets are a great place to see in an instant what the sentiment of investors is and where money is moving.</p>
<p>Add to that, l do a fair bit of real estate investing and recently have discovered a strategy that is going to create an insane amount of cash-flow.</p>
<p>In a funny way, the stock market is a leading indicator on the longevity of that cash-flow in the real estate market.</p>
<p>Which ever way you look at it, 2012 is going to be a fantastic year if take action.</p>
<p>Don’t be a spectator &#8211; get involved.</p>
<p>Here’s what important, you MUST do your homework, research, due diligence and get educated.</p>
<p>&#8230;only then can you make an educated decision on what is the best step for you moving forward. It’s time to take responsibility of your financial future.</p>
<p>Don’t leave it to anybody else, it’s your life, your money and your journey.</p>
<p>The media has got a lot to answer for, however those guys are only doing their job. But if you are influenced by them, you are robbing yourself of an empowered future.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad News&#8230; $50b Lost and Counting&#8230;</title>
		<link>http://knowledgesource.com.au/bad-news-50b-lost-and-counting/</link>
		<comments>http://knowledgesource.com.au/bad-news-50b-lost-and-counting/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 01:24:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Share Market]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3666</guid>
		<description><![CDATA[Unbelievable! The market has fallen by a staggering 5.2% and the All Ords sits at 3,778 points this morning. &#8230;So far, a 15% drop in 7 days&#8230; 25% since April! But &#8211; as bad as the news is, we have seen it all before, right? What&#8217;s currently going on only happened a couple of years [...]]]></description>
			<content:encoded><![CDATA[<p>Unbelievable!</p>
<p>The market has fallen by a staggering 5.2% and the All Ords sits at 3,778 points this morning.</p>
<p>&#8230;So far, a 15% drop in 7 days&#8230; 25% since April!</p>
<p>But &#8211; as bad as the news is, we have seen it all before, right?</p>
<p>What&#8217;s currently going on only happened a couple of years ago.</p>
<p>Same scenario, the great recession of 2009 is back.</p>
<p>So what is likely to happen going forward? Look, nobody really knows&#8230; But here&#8217;s a few certainties.</p>
<p>We&#8217;re going to see the RBA seriously look at interest rates and act when they meet again to maybe drop rates by 0.5%.</p>
<p>In the next 6-12 months, my prediction is that the rates will fall to our 50-year low and hit 3% (that happened in the early part of 2009)&#8230; The cash rate at the moment is 4.75%.</p>
<p>There will be a flight to cash, gold, silver and despite the carnage, commodities.</p>
<p>There will also be a flight back to real estate.</p>
<p>I wouldn&#8217;t be entering into any new deals at the moment, I would be conserving cash and waiting for things to play out over the next 3-6 months.</p>
<p>Forget about fixed-rate loans. Forget about picking the bottom of the market.</p>
<p>&#8230;But I know from first-hand, traders have made a small fortune in the last couple of trading sessions.</p>
<p>The great uncertainty at the moment will have everybody worried, especially real estate vendors trying to sell their properties right now.</p>
<p>You&#8217;ll see a lot of crazy offers being accepted, simply because nobody is sure what might happen next. But that will be a mistake from their point of view, because I think interest rate cuts and the uncertainty of the equity markets will see real estate prices start to improve.</p>
<p>However, the top end of the market will be smashed&#8230; If you want to buy a cheap $10 million property &#8211; now is the time to sharpen the axe. You might pick it up for $5 or $6 million.</p>
<p>The bottom end of the market, the one that you should be interested in should stabilise and start looking cheap in a couple of months time. Don&#8217;t expect price drops, it&#8217;ll be cheap because there are likely to be increases.</p>
<p>You know, in times like this, rather than put your head in the sand and just forget about it&#8230; Getting educated in strategies that are perfect for this uncertain climate is what it&#8217;s all about.</p>
<p>Remember, future profits will be made today. If you sit on the sidelines and trace no action, especially with regards to your education, you&#8217;ll kick yourself in 12 months time for sure.</p>
<p>Signed with Success,</p>
<p>Jon Giaan<br />
Knowledge Source</p>
<p>P.S. Hey! Personally, I&#8217;ve got several million invested in the market. And, probably lost a couple of hundred thousand in the last day or two. So I&#8217;m not totally real estate biased&#8230; But in the last GFC, I made a killing in the real estate market. I expect to do so again.</p>
<p>P.P.S. Bad news, yes. But a screaming buying opportunity for certain equities. But hey, not just yet&#8230; Let&#8217;s see what happens over the next couple of days.</p>
]]></content:encoded>
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		<title>What is Money? (You might be surprised)</title>
		<link>http://knowledgesource.com.au/what-is-money-you-might-be-surprised/</link>
		<comments>http://knowledgesource.com.au/what-is-money-you-might-be-surprised/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 01:30:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3668</guid>
		<description><![CDATA[I&#8217;m sure you&#8217;ve heard the phrase &#8220;time is money&#8221; &#8211; well money is also time. In fact, the understanding of this inversed truth is one of the best realizations you can have when it comes to time and money. See, the only thing you have in life is time. From the moment of your first [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m sure you&#8217;ve heard the phrase &#8220;time is money&#8221; &#8211; well money is also time. </p>
<p>In fact, the understanding of this inversed truth is one of the best realizations you can have when it comes to time and money. </p>
<p>See, the only thing you have in life is time.  </p>
<p>From the moment of your first breath at birth, the clock starts ticking.  The sands start to fall down the hour glass.  The fuse of your life was lit and starts to burn down.  You landed on a spinning orb whipping around the sun at a rate of 16,000 miles an hour.  The countdown of the number of sunrises and sunsets afforded to you starts ticking off.  </p>
<p>All you have from birth to death is the timespan between them.  </p>
<p>Once you leave the nest you quickly realise you need to support yourself; food, clothes, shelter and the like.  </p>
<p>These things require money.  </p>
<p>So to get it, you start trading some of your precious commodity, time, for the money you need.  </p>
<p>Here&#8217;s where the tragedy is for most people.  </p>
<p>They don&#8217;t graduate beyond this stage.  They spend most of their valuable product, the time of their life, simply trading it for money.  </p>
<p>It becomes a never-ending treadmill of spending their time to gain money only so they can sustain themselves longer to spend more time working for the money they need all over again.  </p>
<p>And we wonder why people are stressed out, unfulfilled, and not having the time of their lives. </p>
<p>Here&#8217;s what wise people do&#8230; </p>
<p>They learn the knowledge and skills to be better traders or their time. </p>
<p>The money they earn from their time they invest and have their money make more money, a surplus.  This will allow them to eventually gain time freedom.  </p>
<p>Wise people seek leverage of their time meaning they look for ways to earn money not directly tied to their time.  This involves building a business where you earn money on other people&#8217;s time and effort or you spend a finite amount of time building products and services that can be resold over and over with no additional investment of your time.  </p>
<p>This is what&#8217;s called an RROT, a reoccurring return on time.  </p>
<p>The most overlooked time money relationship is wisely spending your money to buy back your time.  Ask the wealthiest person on the plant, at the end of their life the one thing they wished their money could buy and their answer will always be time.  </p>
<p>At the end of your life it&#8217;s the one thing money can&#8217;t buy &#8211; but along the way it can.  </p>
<p>Let me give you the greatest secret of the rich and how to buy more time&#8230; </p>
<p>First, you have to know what price you&#8217;d be willing to pay for more time and that starts with valuing your time.  </p>
<p>Let&#8217;s say you want to earn $150,000 a year.  </p>
<p>At 50 weeks a year, 60 hours a week, (by the way, don&#8217;t kid yourself with just a 40 hour work week).  </p>
<p>That means your time needs to worth $50 an hour. </p>
<p>Now here&#8217;s the &#8220;math magic&#8221; successful people know and apply.  </p>
<p>How many of your 12 hours a day are you doing less than $50 an hour work?  </p>
<p>What tasks, meetings, and functions are you doing that don&#8217;t yield at least a $50 an hour outcome?  The first thing to do is figure out which of those tasks or functions you need to stop doing.  </p>
<p>Those are a waste of time. </p>
<p>Next, which ones still have to get done but aren&#8217;t $50 an hour work.  </p>
<p>That is where you can buy back some time by hiring somebody say at $25 a hour to do your $25 an hour work while you stay focused on your $50 an hour work.  </p>
<p>You immediately have a margin of $25.  </p>
<p>This is where I see most people not being able to get off the treadmill.  </p>
<p>They spend their valuable time doing low wage work, thus not being able to prudently spend their time on activities that increase their income; filing, database entry, organization, research, eating preparation, common correspondence, bill processing, website maintenance, etc. etc., are activities that are neither not your highest and best used tasks or can be delegated at a much lower rate. </p>
<p>Now with your increased efficiency and increased income, you can invest some of that margin into buying back some of your time.  </p>
<p>Cleaning your house, mowing your lawn, washing your car, changing your oil, planning your vacation and many other functions can be hired out so you can use your precious commodity, time, doing things that bring you richer, fuller, more joyous experiences; certainly more joyous than scrubbing your toilets. </p>
<p>So not only do you trade your time to get money, to be even wiser trade your money to get more time.  </p>
<p>Does that make sense? </p>
<p>I hope so because it&#8217;s the key to making more money, spending less time and getting more from the precious little time we have on this planet. </p>
<p>Signed with Success, </p>
<p>Jon Giaan<br />
Knowledge Source </p>
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		<title>One of Australia&#8217;s richest men is doing this&#8230; Should you?</title>
		<link>http://knowledgesource.com.au/one-of-australias-richest-men-is-doing-this-should-you/</link>
		<comments>http://knowledgesource.com.au/one-of-australias-richest-men-is-doing-this-should-you/#comments</comments>
		<pubDate>Tue, 31 May 2011 01:30:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3672</guid>
		<description><![CDATA[You want to jump on a hot trend? Easy. Find out what the rich are doing with their hard-earned money and copy them. Here&#8217;s a good example&#8230; James Packer recently bank-rolled two online retailers to the tune of $80 million. &#8230;and that wasn&#8217;t even enough to buy the whole company, he ended up with 40% [...]]]></description>
			<content:encoded><![CDATA[<p>You want to jump on a hot trend? </p>
<p>Easy. </p>
<p>Find out what the rich are doing with their hard-earned money and copy them. </p>
<p>Here&#8217;s a good example&#8230; </p>
<p>James Packer recently bank-rolled two online retailers to the tune of $80 million. </p>
<p>&#8230;and that wasn&#8217;t even enough to buy the whole company, he ended up with 40% of it, valuing it at $200 million. </p>
<p>Now you&#8217;d think that company would be a US-based business, but in fact it was a little, old Australian outfit called, Catch of the Day. </p>
<p>So, the hot trend at the moment is online retailing. </p>
<p>Five years ago, Catch of the Day didn&#8217;t exist. It started out of a garage, selling stuff. </p>
<p>Today it&#8217;s worth $200 million&#8230; Worth paying attention to, don&#8217;t you think? </p>
<p>&#8230;but is Jamie just a rich kid with lots of money and taking a punt? </p>
<p>I don&#8217;t think so. </p>
<p>His track-record of picking online winners has been pretty good. </p>
<p>- He invested $33 million in Seek.com.au and turned it into $440 million. </p>
<p>- He threw in a cool $100 million into carsales.com.au and now that&#8217;s worth $462 million. </p>
<p>- He put a bit of pocket change ($20 million) into a company called PC Tools and now it&#8217;s worth $60 million. </p>
<p>But hey, I know what you&#8217;re thinking&#8230; SO WHAT? </p>
<p>You don&#8217;t have that type of cash, and it&#8217;s alright for the big boys because they&#8217;ve got all the contacts to create and get access to these types of deals. </p>
<p>Money make money, right? </p>
<p>But here&#8217;s what&#8217;s really cool. </p>
<p>You can actually start in this home-based business opportunity for very, very little. Exactly the way the boys from Catch of the Day did just five years ago. </p>
<p>In fact, you don&#8217;t need a website or traffic or staff or much money at all at the beginning. </p>
<p>All you need is to be aware of the hot trend and start doing your own research as to how you can take advantage and build a little home-based empire doing what the big boys are doing. </p>
<p>More and more people are spending money online and that figure is growing in a big way every single day. </p>
<p>To put it into perspective, online retailing in Australia accounts for $12 billion (that&#8217;s right, with a B) in online sales. If you keep abreast of the financial news, you would know that retail is dead at the moment. </p>
<p>But, the online segment is killing it (another hot tip). </p>
<p>In fact, it&#8217;s got some of Australia&#8217;s richest blokes who run brick and mortar businesses like Gerry Harvey from Harvey Norman and Solomon Lew from the Premier Group really worried. </p>
<p>It&#8217;s not often that you get the rich bitching and moaning, running full-page ads in newspapers asking for the government to step in and help them out in their hour of need. </p>
<p>So their concerns are great news for you. </p>
<p>This hot home-business trend is only just forming and is in its early days. </p>
<p>It&#8217;s just going to get bigger and bigger in the next 10 years. </p>
<p>The best part of this opportunity is that if you took it seriously, in the next 12 months you could potentially replace your income. </p>
<p>Sure, that&#8217;s going to require a little bit of work, study, research and application, but hey! It beats going to a dead-end job every day. </p>
<p>Who knows, maybe James might come knocking on your door in 3-5 years with a big, fat cheque. </p>
<p>Signed with Success, </p>
<p>Jon Giaan<br />
Knowledge Source </p>
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		<title>Why Property Prices Behave When Threatened&#8230; Most of the Time</title>
		<link>http://knowledgesource.com.au/property-behaviours/</link>
		<comments>http://knowledgesource.com.au/property-behaviours/#comments</comments>
		<pubDate>Fri, 13 May 2011 03:15:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3554</guid>
		<description><![CDATA[I like to send you this stuff from time to time&#8230; &#8230;but I can&#8217;t send you all of the research that I&#8217;m across, simply because some of it I pay thousands for &#8211; and if they knew that I am giving away, I&#8217;d get into heaps of trouble. However, as I bank with ANZ, I [...]]]></description>
			<content:encoded><![CDATA[<p>I like to send you this stuff from time to time&#8230;</p>
<p>&#8230;but I can&#8217;t send you all of the research that I&#8217;m across, simply because some of it I pay thousands for &#8211; and if they knew that I am giving away, I&#8217;d get into heaps of trouble.</p>
<p>However, as I bank with ANZ, I did ask permission to get this out.</p>
<p>Obviously they said, yes.</p>
<p>That was four weeks ago, so sorry for the hold up.</p>
<p>So what&#8217;s it all about?</p>
<p>It&#8217;s a report on the banks internal view of real estate. Now, considering they&#8217;ve got the most to lose of the market comes crashing down, they spend the most on watching it from all different economic angles.</p>
<p>You&#8217;ll find this report valuable and insightful as to what the banks think will happen to real estate going forward.</p>
<p><a href="http://knowledgesource.com.au/Property-Update-March-2011.pdf">[DOWNLOAD IT NOW - PDF]</a></p>
<p>Also, while I have you here&#8230;</p>
<p>What is YOUR view of the current real estate market?</p>
<p>Are you a buyer/seller ?</p>
<p>Have you bought anything recently at a huge discount?</p>
<p>Share your experience below.</p>
<p>I seriously would like to know.</p>
<p>Anyway, hope the report helps. And when I get stuff like this from time to time, I hope it&#8217;s okay if I just copy you in.</p>
<p>Signed with Success,</p>
<p>Jon Giaan<br />
Knowledge Source</p>
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		<title>#1 Reason Why the Real Estate Market Has &#8220;Stalled&#8221;</title>
		<link>http://knowledgesource.com.au/1-reason-why-the-real-estate-market-has-stalled/</link>
		<comments>http://knowledgesource.com.au/1-reason-why-the-real-estate-market-has-stalled/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 02:21:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3438</guid>
		<description><![CDATA[Affordability&#8230; Apparently that&#8217;s why the real estate market has stalled. The argument is quite simple, most people can&#8217;t afford to drum up the deposit and on top of that pay the mortgage. Not a new challenge, I&#8217;ve heard all of that before &#8211; I&#8217;m sure you have too. Now the way the media is carrying [...]]]></description>
			<content:encoded><![CDATA[<p>Affordability&#8230; </p>
<p>Apparently that&#8217;s why the real estate market has stalled. </p>
<p>The argument is quite simple, most people can&#8217;t afford to drum up the deposit and on top of that pay the mortgage. Not a new challenge, I&#8217;ve heard all of that before &#8211; I&#8217;m sure you have too. </p>
<p>Now the way the media is carrying on, you would think that this has never before happened in history and that it&#8217;s a new phenomena. </p>
<p>&#8230;all conspiring with a media-lead conclusion, that the real estate market is going to crash. </p>
<p>However, I beg to differ. Especially on the predictions of a real estate bust. </p>
<p>I&#8217;m going to get into that shortly, but whilst I have your attention here is something that I saw recently. </p>
<p>A big penthouse-style apartment of 1,600 sq. metres (that&#8217;s big) sold for&#8230; are you waiting for this&#8230;? </p>
<p>$330 million! </p>
<p>Where the heck was that??? </p>
<p>Ok, it was Monaco, no issues about affordability there. </p>
<p>Now you&#8217;re probably saying to yourself, &#8220;Big deal. A one-off sale by some massively rich dude, so what?&#8221; </p>
<p>Well, I can&#8217;t tell you who the buyer was because at that level they typically withhold that information&#8230; But what is interesting is that the fastest growth for the global luxury residential markets is coming out of Shanghai in China. </p>
<p>The increase in that city at that level was 17%! </p>
<p>The Chinese, with a stack of cash in the bank that they must spend is probably going to effect the top-end of the Australian market. </p>
<p>But I know what you&#8217;re thinking&#8230; You&#8217;re not in the luxury residential market. </p>
<p>Yep! And neither am I. </p>
<p>But the trend is certainly there and as our rich neighbours get even richer, the security and safety of our economy will be attractive to the Chinese investors. </p>
<p>It&#8217;s not just the super-rich but it&#8217;s the emerging middle-class ( which is huge) who will support any downward movement in Australian prices&#8230; I don&#8217;t want to get into specifics because I know that for many of my subscribers it&#8217;s a hot topic. </p>
<p>&#8230;But if you&#8217;ve been to an auction in the last three months in any capital city, you would see a high representation of Asians there. I&#8217;ve got no problem with that &#8211; it&#8217;s just something that is obvious to me, especially at auctions. </p>
<p>I&#8217;m sorry &#8211; but it&#8217;s the world we live in. </p>
<p>But I digress&#8230; Where was I? </p>
<p>Oh yes, affordability. </p>
<p>Here&#8217;s why I believe the affordability issue is normal&#8230; </p>
<p>First of all, it seems to me that it always comes after a significant property price increase. What we&#8217;ve seen in the last 3 years is a big jump in prices of property. I told you 3 years ago this would happen and if you have been following me for a while, you would have made a stack load of money if you took action. </p>
<p>But to qualify this &#8211; our predictions of price increase was not across all area. That&#8217;s not how it works. </p>
<p>So what happens next? </p>
<p>Simple. </p>
<p>The people who get priced out of the market because of affordability issues will become renters. </p>
<p>Again, the normal process a typical real estate market goes through. </p>
<p>According to RP Data, across all capital cities, rents have increased by 2.7% in the last 12 months. </p>
<p>Now that&#8217;s not huge. But my prediction is in the next 12 months you&#8217;re going to see similar increases if not more. </p>
<p>Here are a few examples of what I&#8217;m talking about: </p>
<p>With all of my properties, when a lease comes up for renewal the minimum increase is 10%. In some cases I&#8217;ve increased it by 20% and have signed up the same tenant on a 12 month deal. </p>
<p>Now, I don&#8217;t care if they don&#8217;t agree to the increase &#8211; they can move out and within 4-6 weeks I&#8217;ll have a new tenant&#8230; Why? Because vacancy rates at the moment in most of the areas that my properties are about 1.5%. </p>
<p>Also, consider this&#8230; </p>
<p>Unemployment is at an historical low, which means many workers are shopping around for a better job with more pay&#8230; and they&#8217;re getting it. </p>
<p>The RBA is concerned about this scenario, because quite simply it puts pressure on wages (on the upside) and potentially leads to inflation. The likely outcome is that wages will increase in the next 12-24 months as well as the cost of living. </p>
<p>So, all normal stuff to a seasoned investor. </p>
<p>So what should you do? </p>
<p>Well, there is a lot of fear in the street at the moment &#8211; and that&#8217;s easy to see because right now there is probably 50%-75% more stock on the market than at the same time last year&#8230; add to that the media hype about a crash and there are a lot of nervous vendors. </p>
<p>&#8230;which is great news for you. </p>
<p>Here&#8217;s what the pros are doing&#8230; </p>
<p>They&#8217;ve got their cheque-books out and looking for bargains &#8211; and I can tell you that there are a lot out there. </p>
<p>I picked one up the other day &#8211; it was a beauty. </p>
<p>I&#8217;ll give you a full-blown report in the next couple of days, but what I can tell you is that I probably bought it for about $70-$100k below market in a blue-chip area in Melbourne called Brunswick. Contract price: $550,000. </p>
<p>It&#8217;s a development site and I&#8217;ll probably make $200-$300k profit once we turn it around. </p>
<p>But like I said, I&#8217;ll get some photos and give you all the maths as a bit of a case study as to what is possible. </p>
<p>Now, why am I telling you all this? </p>
<p>Because I want to let you know that right now is a great time to buy real estate at bargain prices. I&#8217;m doing it, I know several of my friends are doing it as well. </p>
<p>So don&#8217;t be afraid, everything that is going on at the moment is normal, it&#8217;s happened in the past and will happen again in the future. </p>
<p>Think of a time back in mid-1995 when we experienced the same scenario. It was great buying properties back then. How many properties would you have liked to have bought back then? </p>
<p>Also, 2003. Another great opportunity to have picked up bargains. </p>
<p>It also happened recently in 2009. </p>
<p>We did a big song and dance about the opportunity just 2 years ago, again if you followed our lead you could have potentially made hundreds of thousands of dollars. </p>
<p>And today it&#8217;s 2011 and there&#8217;s another window of opportunity.</p>
<p>But let me also say this&#8230; </p>
<p>Not every property is a good deal. In fact, only about 5% of properties on the market that are what I call great investment opportunities. </p>
<p>The other 95% is crap from an investor&#8217;s point of view. </p>
<p>You need to know the difference  and you need to know what NOT to buy as much as what TO buy. </p>
<p>&#8230;and all that is what quality education and knowledge can bring to the table and fill in the missing links. </p>
<p>Don&#8217;t miss this opportunity&#8230; again. </p>
<p>Signed with Success, </p>
<p>Jon Giaan<br />
Knowledge Source </p>
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		<title>FREE REPORT: Property Returns From 1998 &#8211; 2009</title>
		<link>http://knowledgesource.com.au/free-report-property-returns-from-1998-2009/</link>
		<comments>http://knowledgesource.com.au/free-report-property-returns-from-1998-2009/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 23:50:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Property Investing]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3419</guid>
		<description><![CDATA[This report came across my desk a couple of weeks ago and I thought it&#8217;d be great to send it to you. The title of the report is&#8230; > Investment returns from rental housing in Melbourne, 1998-2009 > Department of Human Services Victoria Now I know it&#8217;s Melbourne-centric, but regardless of what State you live [...]]]></description>
			<content:encoded><![CDATA[<p>This report came across my desk a couple of weeks ago and I thought it&#8217;d be great to send it to you.</p>
<p>The title of the report is&#8230;</p>
<p>> Investment returns from  rental housing in Melbourne, 1998-2009<br />
> Department of Human Services Victoria</p>
<p>Now I know it&#8217;s Melbourne-centric, but regardless of what State you live in, it really does show you how property has consistently performed over the last 11 years.</p>
<p>&#8230;note, that when it was finished off, it would not have included a large chunk of 2009 which was a big year in the Melbourne market at least.</p>
<p>If you are at all remotely interested in hard data on real estate, this will be valuable to you.</p>
<p>You can <a href="http://www.housing.vic.gov.au/__data/assets/pdf_file/0008/507779/Investment_Returns_Rental_Housing.pdf">download it here</a>.</p>
<p>It&#8217;s got lots of charts on property returns, growth, rental yields and vacancy rates&#8230; The lot!</p>
<p>Just remember that public servants put this together, it&#8217;s a pretty good job but it&#8217;s written in a bland style. The information that you can get form it though is priceless.</p>
<p>Enjoy!</p>
<p>Jon Giaan<br />
Knowledge Source</p>
]]></content:encoded>
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		<title>What is success..?</title>
		<link>http://knowledgesource.com.au/what-is-success/</link>
		<comments>http://knowledgesource.com.au/what-is-success/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 02:06:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://knowledgesource.com.au/?p=3423</guid>
		<description><![CDATA[I&#8217;m constantly asked about the secret of success. You know, it&#8217;s never one thing, but a combination of many different aspects&#8230; But at the top of my list are two things. #1. There are no failures &#8211; only results. #2. A results person never quits. Ok, they&#8217;re pretty simple. But what I&#8217;ve learnt is that [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m constantly asked about the secret of success.</p>
<p>You know, it&#8217;s never one thing, but a combination of many different aspects&#8230; But at the top of my list are two things.</p>
<p>#1. There are no failures &#8211; only results.</p>
<p>#2. A results person never quits.</p>
<p>Ok, they&#8217;re pretty simple. But what I&#8217;ve learnt is that success is largely hanging on and learning from your mistakes after others have quit.</p>
<p>I&#8217;ve always studied successful people and what I&#8217;ve found is that they&#8217;ve always made plenty of mistakes, got knocked down and kept getting up.</p>
<p>Again, and again, and again&#8230;</p>
<p>Consider these examples&#8230;</p>
<p>- Dr. Seuss&#8217; first children&#8217;s book was rejected by 23 publishers.</p>
<p>- Michael Jordan was cut from his high school basketball team.</p>
<p>- Henry Ford failed and went broke 5 times before he succeeded.</p>
<p>- Ernest Hemingway revised The Old Man and the Sea before submitting the manuscript for publication.</p>
<p>- The University of Bern rejected Albert Einstein&#8217;s PHD dissertations, saying it was irrelevant and fanciful.</p>
<p>&#8230;I love the story about a high school basketball coach who was attempting to motivate his players by standing in front of them and saying, &#8220;Did Michael Jordan ever quit?&#8221;</p>
<p>The team responded, &#8220;No!&#8221;</p>
<p>&#8220;What about the Wright brothers? Did they ever quit?&#8221;</p>
<p>&#8220;No!&#8221; said the team.</p>
<p>&#8220;What about Mohammed Ali, was he a quitter?&#8221;</p>
<p>Again, the team yelled, &#8220;No!&#8221;</p>
<p>&#8220;What about Elmer McAllister, ever quit?&#8221;</p>
<p>&#8230;there was a long silence. Finally, one player was bold enough to ask, &#8220;Who&#8217;s Elmer McAllister? We&#8217;ve never heard of him.&#8221;</p>
<p>The coach snapped back at them and said, &#8220;Of course you&#8217;ve never heard of him&#8230;</p>
<p>&#8230; HE QUIT!&#8221;</p>
<p>What about this..?</p>
<p>Babe Ruth, the greatest baseball player of all time failed 77% of the time and was struck out 1,330 times.</p>
<p>He failed twice as much as he succeeded. But he never gave up.</p>
<p>I&#8217;ve got a saying that is posted on my desktop that says, &#8220;Failure I can live with&#8230; Regret I cannot.&#8221;</p>
<p>I don&#8217;t know where you are at at the moment, but if you&#8217;re dissatisfied, feeling a bit disillusioned, flat and unmotivated &#8211; they could be symptoms of the &#8220;giving-up psyche.&#8221;</p>
<p>I want to leave you with the famous words of Winston Churchill.</p>
<p>&#8220;Never give up, never give up, never give up.&#8221;</p>
<p>Signed with Success,</p>
<p>Jon Giaan<br />
Knowledge Source</p>
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